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{"sheet":"Introduction","index":0,"n_rows":32,"n_cols":6,"rows_kept":32,"cut":false,"hidden":false,"merged":[[23,3,23,7],[25,3,25,7],[27,3,27,7],[31,3,31,7],[29,3,29,7]]}
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[]
[null,null,null,null,null,"Austrian Transparency Template"]
[]
[]
[null,null,null,null,null,"Raiffeisenverband Salzburg eGen"]
[null,null,null,null,null,"Reporting Date: 29.03.2024"]
[null,null,null,null,null,"Cut-off Date: 01.04.2024"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,"Index"]
[]
[null,null,null,"Worksheet A: ATT General","Tab 1: Harmonised Transparency Template"]
[]
[null,null,null,"Worksheet B1: ATT Mortgage Assets"]
[]
[null,null,null,"Worksheet C: ATT Harmonised Glossary","Tab 1: Harmonised Transparency Template"]
[]
[null,null,null,"Worksheet D1: Bond List"]
[]
[null,null,null,"Covered Bond Forum Disclaimer","Tab 1: Harmonised Transparency Template"]

{"sheet":"A. ATT General","index":1,"n_rows":365,"n_cols":7,"rows_kept":365,"cut":false,"hidden":false,"merged":[]}
["A. Austrian Transparency Template - General Information"]
[]
[null,"Reporting in Domestic Currency","EUR"]
[]
[null,"CONTENT OF TAB A"]
[null,"1. Basic Facts"]
[null,"2. Regulatory Summary"]
[null,"3. General Cover Pool / Covered Bond Information",null,null,null,"`"]
[null,"4. References to Capital Requirements Regulation (CRR) 129(7)"]
[null,"5. References to Capital Requirements Regulation (CRR) 129(1)"]
[null,"6. Other relevant information"]
[]
["Field Number","1. Basic Facts"]
["G.1.1.1","Country","Austria"]
["G.1.1.2","Issuer Name","Raiffeisenverband Salzburg eGen"]
["G.1.1.3","Link to Issuer's Website","www.rvs.at"]
["G.1.1.4","Cut-off date","2024-03-29"]
["OG.1.1.1","Optional information e.g. Contact names"]
["OG.1.1.2","Optional information e.g. Parent name"]
["OG.1.1.3"]
["OG.1.1.4"]
["OG.1.1.5"]
["OG.1.1.6"]
["OG.1.1.7"]
["OG.1.1.8"]
[null,"2. Regulatory Summary"]
["G.2.1.1","Basel Compliance, subject to national jurisdiction (Y/N)","Y"]
["G.2.1.2","CBD Compliance (Y/N)","Y"]
["G.2.1.3","CRR Compliance (Y/N)","Y"]
["OG.2.1.1","LCR status","ND3"]
["OG.2.1.2"]
["OG.2.1.3"]
["OG.2.1.4"]
["OG.2.1.5"]
["OG.2.1.6"]
[null,"3. General Cover Pool / Covered Bond Information"]
[null,"1.General Information","Nominal (mn)"]
["G.3.1.1","Total Cover Assets",2476.8853399999998]
["G.3.1.2","Outstanding Covered Bonds",1775.5]
["OG.3.1.1","Cover Pool Size [NPV] (mn)","ND1"]
["OG.3.1.2","Outstanding Covered Bonds [NPV] (mn)","ND1"]
["OG.3.1.3","Total Coverage Requirements (§9 PfandBG)",1812.01]
["OG.3.1.4"]
[null,"2. Over-collateralisation (OC) ","Legal / Regulatory","Actual",null,"Minimum Committed","Purpose"]
["G.3.2.1","OC (%)",2,39.50353928470853,null,"ND2","ND1"]
["OG.3.2.1","Optional information e.g. Asset Coverage Test (ACT)"]
["OG.3.2.2","Optional information e.g. OC (NPV basis)"]
["OG.3.2.3"]
["OG.3.2.4"]
["OG.3.2.5"]
["OG.3.2.6"]
[null,"3. Cover Pool Composition","Nominal (mn)",null,null,"% Cover Pool"]
["G.3.3.1","Mortgages",2455.0340000000001,null,null,{"$f":"IF($C$58=0,\"\",IF(C53=\"[for completion]\",\"\",C53/$C$58))","v":0.99117789602646678}]
["G.3.3.2","Public Sector ",null,null,null,{"$f":"IF($C$58=0,\"\",IF(C54=\"[for completion]\",\"\",C54/$C$58))","v":0}]
["G.3.3.3","Shipping"]
["G.3.3.4","Substitute Assets",21.85134,null,null,{"$f":"IF($C$58=0,\"\",IF(C56=\"[for completion]\",\"\",C56/$C$58))","v":8.822103973533146E-3}]
["G.3.3.5","Other",null,null,null,{"$f":"IF($C$58=0,\"\",IF(C57=\"[for completion]\",\"\",C57/$C$58))","v":0}]
["G.3.3.6","Total",{"$f":"SUM(C53:C57)","v":2476.8853400000003},null,null,{"$f":"SUM(F53:F57)","v":0.99999999999999989}]
["OG.3.3.1","o/w [If relevant, please specify]",null,null,null,{"$f":"IF($C$58=0,\"\",IF(C59=\"[for completion]\",\"\",C59/$C$58))","v":0}]
["OG.3.3.2","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.3.3","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.3.4","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.3.5","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.3.6","o/w [If relevant, please specify]",null,null,null,0]
[null,"4. Cover Pool Amortisation Profile","Contractual ","Expected Upon Prepayments ",null,"% Total Contractual","% Total Expected Upon Prepayments"]
["G.3.4.1","Weighted Average Life (in years)",12.952527159784461,"ND1"]
[]
[null,"Residual Life (mn)"]
[null,"By buckets:"]
["G.3.4.2","0 - 1 Y",68.909590940000001,"ND1",null,{"$f":"IF($C$77=0,\"\",IF(C70=\"[for completion]\",\"\",C70/$C$77))","v":2.7821066170144158E-2},{"$f":"IF($D$77=0,\"\",IF(D70=\"[Mark as ND1 if not relevant]\",\"\",D70/$D$77))","v":""}]
["G.3.4.3","1 - 2 Y",109.79508801999999,"ND1",null,4.4327884802289635E-2,{"$f":"IF($D$77=0,\"\",IF(D71=\"[Mark as ND1 if not relevant]\",\"\",D71/$D$77))","v":""}]
["G.3.4.4","2 - 3 Y",91.201666500000002,"ND1",null,3.6821109571426508E-2,""]
["G.3.4.5","3 - 4 Y",95.651551490000003,"ND1",null,3.8617674361139387E-2,""]
["G.3.4.6","4 - 5 Y",98.051761159999998,"ND1",null,3.9586717873666293E-2,""]
["G.3.4.7","5 - 10 Y",555.03283998999996,"ND1",null,0.22408499538779619,""]
["G.3.4.8","10+ Y",1458.2428419,"ND1",null,0.58874055183353791,""]
["G.3.4.9","Total",{"$f":"SUM(C70:C76)","v":2476.8853399999998},{"$f":"SUM(D70:D76)","v":0},null,{"$f":"SUM(F70:F76)","v":1},{"$f":"SUM(G70:G76)","v":0}]
["OG.3.4.1","o/w 0-1 day",null,null,null,{"$f":"IF($C$77=0,\"\",IF(C78=\"[for completion]\",\"\",C78/$C$77))","v":0},{"$f":"IF($D$77=0,\"\",IF(D78=\"[for completion]\",\"\",D78/$D$77))","v":""}]
["OG.3.4.2","o/w 0-0.5y",null,null,null,{"$f":"IF($C$77=0,\"\",IF(C79=\"[for completion]\",\"\",C79/$C$77))","v":0},""]
["OG.3.4.3","o/w 0.5-1 y",null,null,null,0,""]
["OG.3.4.4","o/w 1-1.5y",null,null,null,0,""]
["OG.3.4.5","o/w 1.5-2 y",null,null,null,0,""]
["OG.3.4.6"]
["OG.3.4.7"]
["OG.3.4.8"]
["OG.3.4.9",null,null,null,null,0,""]
["OG.3.4.10",null,null,null,null,0,""]
[null,"5. Maturity of Covered Bonds","Initial Maturity  ","Extended Maturity ",null,"% Total Initial Maturity ","% Total Extended Maturity"]
["G.3.5.1","Weighted Average life (in years)",4.910141461212933,"ND1"]
[]
[null,"Maturity (mn)"]
["G.3.5.2","By buckets:"]
["G.3.5.3","0 - 1 Y",250,"ND1",null,{"$f":"IF($C$100=0,\"\",IF(C93=\"[for completion]\",\"\",C93/$C$100))","v":0.14080540692762603}]
["G.3.5.4","1 - 2 Y",0,"ND1",null,{"$f":"IF($C$100=0,\"\",IF(C94=\"[for completion]\",\"\",C94/$C$100))","v":0}]
["G.3.5.5","2 - 3 Y",2.5,"ND1",null,1.4080540692762602E-3]
["G.3.5.6","3 - 4 Y",625,"ND1",null,0.35201351731906505]
["G.3.5.7","4 - 5 Y",250,"ND1",null,0.14080540692762603]
["G.3.5.8","5 - 10 Y",543,"ND1",null,0.30582934384680371]
["G.3.5.9","10+ Y",105,"ND1",null,5.9138270909602927E-2]
["G.3.5.10","Total",{"$f":"SUM(C93:C99)","v":1775.5},"ND1",null,{"$f":"SUM(F93:F99)","v":1},{"$f":"SUM(G93:G99)","v":0}]
["OG.3.5.1","o/w 0-1 day",null,null,null,0,{"$f":"IF($D$100=0,\"\",IF(D101=\"[for completion]\",\"\",D101/$D$100))","v":{"$error":"#VALUE!"}}]
["OG.3.5.2","o/w 0-0.5y",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.5.3","o/w 0.5-1 y",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.5.4","o/w 1-1.5y",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.5.5","o/w 1.5-2 y",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.5.6"]
["OG.3.5.7"]
["OG.3.5.8",null,null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.5.9",null,null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.5.10",null,null,null,null,0,{"$error":"#VALUE!"}]
[null,"6. Covered Assets - Currency","Nominal [before hedging] (mn)","Nominal [after hedging] (mn)",null,"% Total [before]","% Total [after]"]
["G.3.6.1","EUR",2476.8853399999998,"ND1",null,{"$f":"IF($C$127=0,\"\",IF(C112=\"[for completion]\",\"\",C112/$C$127))","v":1}]
["G.3.6.2"," USD",0,"ND1",null,0]
["G.3.6.3"," GBP",0,"ND1",null,0]
["G.3.6.4","NOK",0,"ND1",null,0]
["G.3.6.5"," CHF",0,"ND1",null,0]
["G.3.6.6"," AUD",0,"ND1",null,0]
["G.3.6.7"," CAD",0,"ND1",null,0]
["G.3.6.8","BRL",0,"ND1",null,0]
["G.3.6.9","CZK",0,"ND1",null,0]
["G.3.6.10","DKK",0,"ND1",null,0]
["G.3.6.11","HKD",0,"ND1",null,0]
["G.3.6.12","KRW",0,"ND1",null,0]
["G.3.6.13","SEK",0,"ND1"]
["G.3.6.14","SGD",0,"ND1"]
["G.3.6.15","Other",0,"ND1",null,{"$f":"IF($C$127=0,\"\",IF(C126=\"[for completion]\",\"\",C126/$C$127))","v":0}]
["G.3.6.16","Total",{"$f":"SUM(C112:C126)","v":2476.8853399999998},"ND1",null,{"$f":"SUM(F112:F126)","v":1},{"$f":"SUM(G120:G126)","v":0}]
["OG.3.6.1","o/w [If relevant, please specify]",null,null,null,{"$f":"IF($C$127=0,\"\",IF(C128=\"[for completion]\",\"\",C128/$C$127))","v":0},{"$f":"IF($D$127=0,\"\",IF(D128=\"[for completion]\",\"\",D128/$D$127))","v":{"$error":"#VALUE!"}}]
["OG.3.6.2","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.6.3","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.6.4","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.6.5","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.6.6","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.6.7","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.6.8","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.6.9","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
[null,"7. Covered Bonds - Currency ","Nominal [before hedging] (mn)","Nominal [after hedging] (mn)",null,"% Total [before]","% Total [after]"]
["G.3.7.1","EUR",1775.5,"ND1",null,{"$f":"IF($C$153=0,\"\",IF(C138=\"[for completion]\",\"\",C138/$C$153))","v":1}]
["G.3.7.2"," USD",0,"ND1",null,{"$f":"IF($C$153=0,\"\",IF(C139=\"[for completion]\",\"\",C139/$C$153))","v":0}]
["G.3.7.3"," GBP",0,"ND1",null,0]
["G.3.7.4","NOK",0,"ND1",null,0]
["G.3.7.5"," CHF",0,"ND1",null,0]
["G.3.7.6"," AUD",0,"ND1",null,0]
["G.3.7.7"," CAD",0,"ND1",null,0]
["G.3.7.8","BRL",0,"ND1",null,0]
["G.3.7.9","CZK",0,"ND1",null,0]
["G.3.7.10","DKK",0,"ND1",null,0]
["G.3.7.11","HKD",0,"ND1",null,0]
["G.3.7.12","KRW",0,"ND1",null,0]
["G.3.7.13","SEK",0,"ND1",null,0]
["G.3.7.14","SGD",0,"ND1",null,0]
["G.3.7.15","Other",0,"ND1",null,0]
["G.3.7.16","Total",{"$f":"SUM(C138:C152)","v":1775.5},"ND1",null,{"$f":"SUM(F138:F152)","v":1},{"$f":"SUM(G146:G152)","v":0}]
["OG.3.7.1","o/w [If relevant, please specify]",null,null,null,{"$f":"IF($C$153=0,\"\",IF(C154=\"[for completion]\",\"\",C154/$C$153))","v":0},{"$f":"IF($D$153=0,\"\",IF(D154=\"[for completion]\",\"\",D154/$D$153))","v":{"$error":"#VALUE!"}}]
["OG.3.7.2","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.7.3","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.7.4","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.7.5","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.7.6","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.7.7","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.7.8","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
["OG.3.7.9","o/w [If relevant, please specify]",null,null,null,0,{"$error":"#VALUE!"}]
[null,"8. Covered Bonds - Breakdown by interest rate ","Nominal [before hedging] (mn)","Nominal [after hedging] (mn)",null,"% Total [before]","% Total [after]"]
["G.3.8.1","Fixed coupon",1025.5,"ND1",null,{"$f":"IF($C$167=0,\"\",IF(C164=\"[for completion]\",\"\",C164/$C$167))","v":0.5775837792171219}]
["G.3.8.2","Floating coupon",750,"ND1",null,{"$f":"IF($C$167=0,\"\",IF(C165=\"[for completion]\",\"\",C165/$C$167))","v":0.42241622078287805}]
["G.3.8.3","Other",0,"ND1",null,{"$f":"IF($C$167=0,\"\",IF(C166=\"[for completion]\",\"\",C166/$C$167))","v":0}]
["G.3.8.4","Total",{"$f":"SUM(C164:C166)","v":1775.5},"ND1",null,{"$f":"SUM(F164:F166)","v":1},{"$f":"SUM(G164:G166)","v":0}]
["OG.3.8.1"]
["OG.3.8.2"]
["OG.3.8.3"]
["OG.3.8.4"]
["OG.3.8.5"]
[null,"9. Substitute Assets - Type","Nominal (mn)",null,null,"% Substitute Assets"]
["G.3.9.1","Cash",0,null,null,{"$f":"IF($C$179=0,\"\",IF(C174=\"[for completion]\",\"\",C174/$C$179))","v":0}]
["G.3.9.2","Exposures to/guaranteed by Supranational, Sovereign, Agency (SSA)",21.85134,null,null,{"$f":"IF($C$179=0,\"\",IF(C175=\"[for completion]\",\"\",C175/$C$179))","v":1}]
["G.3.9.3","Exposures to central banks",0]
["G.3.9.4","Exposures to credit institutions",0,null,null,{"$f":"IF($C$179=0,\"\",IF(C177=\"[for completion]\",\"\",C177/$C$179))","v":0}]
["G.3.9.5","Other",0,null,null,0]
["G.3.9.6","Total",{"$f":"SUM(C174:C178)","v":21.85134},null,null,{"$f":"SUM(F174:F178)","v":1}]
["OG.3.9.1","o/w EU gvts or quasi govts",null,null,null,0]
["OG.3.9.2","o/w third-party countries  Credit Quality Step 1 (CQS1) gvts or quasi govts",null,null,null,0]
["OG.3.9.3","o/w third-party countries Credit Quality Step 2 (CQS2) gvts or quasi govts",null,null,null,0]
["OG.3.9.4","o/w EU central banks",null,null,null,0]
["OG.3.9.5","o/w third-party countries Credit Quality Step 1 (CQS1) central banks",null,null,null,0]
["OG.3.9.6","o/w third-party countries Credit Quality Step 2 (CQS2) central banks",null,null,null,0]
["OG.3.9.7","o/w CQS1 credit institutions",null,null,null,0]
["OG.3.9.8","o/w CQS2 credit institutions",null,null,null,0]
["OG.3.9.9"]
["OG.3.9.10"]
["OG.3.9.11"]
["OG.3.9.12",null,null,null,null,{"$f":"IF($C$179=0,\"\",IF(C191=\"[for completion]\",\"\",C191/$C$179))","v":0}]
[null,"10. Substitute Assets - Country","Nominal (mn)",null,null,"% Substitute Assets"]
["G.3.10.1","Domestic (Country of Issuer)",21.85134,null,null,{"$f":"IF($C$208=0,\"\",IF(C193=\"[for completion]\",\"\",C193/$C$208))","v":1}]
["G.3.10.2","Eurozone",0,null,null,0]
["G.3.10.3","Rest of European Union (EU)",0,null,null,0]
["G.3.10.4","European Economic Area (not member of EU)",0,null,null,0]
["G.3.10.5","Switzerland",0,null,null,0]
["G.3.10.6","Australia",0,null,null,0]
["G.3.10.7","Brazil",0,null,null,0]
["G.3.10.8","Canada",0,null,null,0]
["G.3.10.9","Japan",0,null,null,0]
["G.3.10.10","Korea",0,null,null,0]
["G.3.10.11","New Zealand",0,null,null,0]
["G.3.10.12","Singapore",0,null,null,0]
["G.3.10.13","US",0,null,null,0]
["G.3.10.14","Other",0,null,null,0]
["G.3.10.15","Total EU",21.85134]
["G.3.10.16","Total",{"$f":"SUM(C193:C206)","v":21.85134},null,null,{"$f":"SUM(F193:F206)","v":1}]
["OG.3.10.1","o/w [If relevant, please specify]",null,null,null,{"$f":"IF($C$208=0,\"\",IF(C209=\"[for completion]\",\"\",C209/$C$208))","v":0}]
["OG.3.10.2","o/w [If relevant, please specify]",null,null,null,{"$f":"IF($C$208=0,\"\",IF(C210=\"[for completion]\",\"\",C210/$C$208))","v":0}]
["OG.3.10.3","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.10.4","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.10.5","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.10.6","o/w [If relevant, please specify]",null,null,null,0]
["OG.3.10.7","o/w [If relevant, please specify]",null,null,null,0]
[null,"11. Liquid Assets ","Nominal (mn)",null,null,"% Cover Pool","% Covered Bonds"]
["G.3.11.1","Substitute and other marketable assets",0,null,null,{"$f":"IF($C$38=0,\"\",IF(C217=\"[for completion]\",\"\",C217/$C$38))","v":0},{"$f":"IF($C$39=0,\"\",IF(C217=\"[for completion]\",\"\",C217/$C$39))","v":0}]
["G.3.11.2","Central bank eligible assets",21.85134,null,null,{"$f":"IF($C$38=0,\"\",IF(C218=\"[for completion]\",\"\",C218/$C$38))","v":8.8221039735331477E-3},{"$f":"IF($C$39=0,\"\",IF(C218=\"[for completion]\",\"\",C218/$C$39))","v":1.2307147282455647E-2}]
["G.3.11.3","Other",0,null,null,{"$f":"IF($C$38=0,\"\",IF(C219=\"[for completion]\",\"\",C219/$C$38))","v":0},{"$f":"IF($C$39=0,\"\",IF(C219=\"[for completion]\",\"\",C219/$C$39))","v":0}]
["G.3.11.4","Total",{"$f":"SUM(C217:C219)","v":21.85134},null,null,{"$f":"SUM(F217:F219)","v":8.8221039735331477E-3},{"$f":"SUM(G217:G219)","v":1.2307147282455647E-2}]
["OG.3.11.1","o/w [If relevant, please specify]",null,null,null,{"$f":"IF($C$38=0,\"\",IF(C221=\"\",\"\",C221/$C$38))","v":""},{"$f":"IF($C$39=0,\"\",IF(C221=\"\",\"\",C221/$C$39))","v":""}]
["OG.3.11.2","o/w [If relevant, please specify]",null,null,null,{"$f":"IF($C$38=0,\"\",IF(C222=\"\",\"\",C222/$C$38))","v":""},{"$f":"IF($C$39=0,\"\",IF(C222=\"\",\"\",C222/$C$39))","v":""}]
["OG.3.11.3","o/w [If relevant, please specify]",null,null,null,"",""]
["OG.3.11.4","o/w [If relevant, please specify]",null,null,null,"",""]
["OG.3.11.5","o/w [If relevant, please specify]",null,null,null,"",""]
["OG.3.11.6","o/w [If relevant, please specify]",null,null,null,"",""]
["OG.3.11.7","o/w [If relevant, please specify]",null,null,null,"",""]
[null,"12. Bond List "]
["G.3.12.1","Bond list ","see \"D1. Bond List\""]
[null,"13. Derivatives & Swaps"]
["G.3.13.1","Derivatives in the register / cover pool [notional] (mn)","ND3"]
["G.3.13.2","Type of interest rate swaps (intra-group, external or both)","ND3"]
["G.3.13.3","Type of currency rate swaps (intra-group, external or both)","ND3"]
["OG.3.13.1","NPV of Derivatives in the cover pool (mn)","ND3"]
["OG.3.13.2","Derivatives outside the cover pool [notional] (mn)"]
["OG.3.13.3","NPV of Derivatives outside the cover pool (mn)"]
["OG.3.13.4"]
["OG.3.13.5"]
["OG.3.13.6"]
["OG.3.13.7"]
["OG.3.13.8"]
["OG.3.13.9"]
["OG.3.13.10"]
["OG.3.13.11"]
["OG.3.13.12"]
["OG.3.13.13"]
["OG.3.13.14"]
["OG.3.13.15"]
["OG.3.13.16"]
["OG.3.13.17"]
["OG.3.13.18"]
["OG.3.13.19"]
["OG.3.13.20"]
["OG.3.13.21"]
["OG.3.13.22"]
["OG.3.13.23"]
["OG.3.13.24"]
["OG.3.13.25"]
["OG.3.13.26"]
["OG.3.13.27"]
["OG.3.13.28"]
["OG.3.13.29"]
["OG.3.13.30"]
["OG.3.13.31"]
["OG.3.13.32"]
["OG.3.13.33"]
["OG.3.13.34"]
["OG.3.13.35"]
["OG.3.13.36"]
["OG.3.13.37"]
["OG.3.13.38"]
["OG.3.13.39"]
["OG.3.13.40"]
["OG.3.13.41"]
["OG.3.13.42"]
["OG.3.13.43"]
["OG.3.13.44"]
["OG.3.13.45"]
["OG.3.13.46"]
["OG.3.13.47"]
["OG.3.13.48"]
["OG.3.13.49"]
["OG.3.13.50"]
["OG.3.13.51"]
[null,"4. References to Covered Bond Directive (CBD) 14(2) ","Row","Row"]
["The issuer believes that the transparency data contained in this disclosure sheet would match the required investor information according to Article 14(2) of the Covered Bond Directive (EU) 2162/2019."]
[]
["G.4.1.1","(a) Value of the cover pool and outstanding covered bonds: ",{"$f":"ROW(B38)","v":38},{"$f":"ROW(C39)","v":39}]
["G.4.1.2","(b) List of ISINs under that programme:","see \"D1. Bond List\""]
["G.4.1.3","(c) Geographical distribution: ",{"$f":"ROW([1]B1!D43)& \" for Mortgage Assets\"","v":"43 for Mortgage Assets"}]
["G.4.1.4","(c) Type of cover assets:",{"$f":"ROW(B52)","v":52}]
["G.4.1.5","(c) Loan size: ",{"$f":"ROW('B1. ATT Mortgage Assets'!B167)&\" for Residential Mortgage Assets\"","v":"167 for Residential Mortgage Assets"},{"$f":"ROW('B1. ATT Mortgage Assets'!B268 )& \" for Commercial Mortgage Assets\"","v":"268 for Commercial Mortgage Assets"}]
["G.4.1.6","(c) valuation method: ","C. ATT Harmonised Glossary'"]
["G.4.1.7","(d) market risk, including "]
["G.4.1.8","(d)     Interest rate risk - cover pool:",{"$f":"ROW('B1. ATT Mortgage Assets'!B130)&\" for Mortgage Assets\"","v":"130 for Mortgage Assets"}]
["G.4.1.9","(d)    Currency risk - cover pool:",{"$f":"ROW(B111)","v":111}]
["G.4.1.10","(d)    Credit risk - cover pool:"]
["G.4.1.11","(d)    Interest rate risk - covered bond:",{"$f":"ROW(B163)","v":163}]
["G.4.1.12","(d)    Currency risk - covered bond:",{"$f":"ROW(B137)","v":137}]
["G.4.1.13","(d)    Liquidity risk:",{"$f":"ROW(B20)","v":20},{"$f":"ROW(C65)","v":65},null,{"$f":"ROW(E88)","v":88}]
["OG.4.1.1","(e) Maturity structure of cover assets: ",{"$f":"ROW(B65)","v":65}]
["OG.4.1.2","(e) Maturity structure of covered bonds: ",{"$f":"ROW(B88)","v":88}]
["OG.4.1.3","(e) Maturity extension triggers: ",{"$f":"ROW(B21)","v":21}]
["OG.4.1.4","(f) Required coverage: ",{"$f":"ROW(B42)","v":42}]
["OG.4.1.5","(f) Available coverage: ",{"$f":"ROW(B38)","v":38}]
["OG.4.1.6","(f) Level of statutory overcollateralisation: ",{"$f":"ROW(C45)","v":45}]
["OG.4.1.7","(f) Level of contractual overcollateralisation: ",{"$f":"ROW(F45)","v":45}]
["OG.4.1.8","(f) Level of voluntary overcollateralisation: ",{"$f":"ROW(B22)","v":22}]
["OG.4.1.9","(g) Percentage of loans more than ninety days past due:",{"$f":"ROW('B1. ATT Mortgage Assets'!B161)& \" for Mortgage Assets\"","v":"161 for Mortgage Assets"},{"$f":"ROW(#REF!)& \" for Public Sector Assets\"","v":{"$error":"#REF!"}}]
["OG.4.1.10","(g) Percentage of defaulted loans pursuant to Article 178 CRR:",{"$f":"ROW('B1. ATT Mortgage Assets'!B162)& \" for Mortgage Assets\"","v":"162 for Mortgage Assets"},{"$f":"ROW(#REF!)& \" for Public Sector Assets\"","v":{"$error":"#REF!"}}]
[null,"5. References to Capital Requirements Regulation (CRR) 129(1)"]
["G.5.1.1","Exposure to credit institute credit quality step 1 & 2",0]
["OG.5.1.1"]
["OG.5.1.2"]
["OG.5.1.3"]
["OG.5.1.4"]
["OG.5.1.5"]
["OG.5.1.6"]
[null,"6. Other relevant information"]
[null,"1. Optional information e.g. Rating triggers"]
["OG.6.1.1","NPV Test (passed/failed)"]
["OG.6.1.2","Interest Covereage Test (passe/failed)"]
["OG.6.1.3","Cash Manager "]
["OG.6.1.4","Account Bank"]
["OG.6.1.5","Stand-by Account Bank"]
["OG.6.1.6","Servicer "]
["OG.6.1.7","Interest Rate Swap Provider "]
["OG.6.1.8","Covered Bond Swap Provider "]
["OG.6.1.9","Paying Agent"]
["OG.6.1.10","Share of Government Guaranteed Bank Bonds (own issues or issued by affiliates) \n(% of total cover pool)",0]
["OG.6.1.11","Share of Intragroup pooled covered bond structures pursuant to ‘CBD Art 8 \n(% of total cover pool) ",0]
["OG.6.1.12","Other optional/relevant information"]
["OG.6.1.13","Other optional/relevant information"]
["OG.6.1.14","Other optional/relevant information"]
["OG.6.1.15","Other optional/relevant information"]
["OG.6.1.16","Other optional/relevant information"]
["OG.6.1.17","Other optional/relevant information"]
["OG.6.1.18","Other optional/relevant information"]
["OG.6.1.19","Other optional/relevant information"]
["OG.6.1.20","Other optional/relevant information"]
["OG.6.1.21","Other optional/relevant information"]
["OG.6.1.22","Other optional/relevant information"]
["OG.6.1.23","Other optional/relevant information"]
["OG.6.1.24","Other optional/relevant information"]
["OG.6.1.25","Other optional/relevant information"]
["OG.6.1.26","Other optional/relevant information"]
["OG.6.1.27","Other optional/relevant information"]
["OG.6.1.28","Other optional/relevant information"]
["OG.6.1.29","Other optional/relevant information"]
["OG.6.1.30","Other optional/relevant information"]
["OG.6.1.31","Other optional/relevant information"]
["OG.6.1.32","Other optional/relevant information"]
["OG.6.1.33","Other optional/relevant information"]
["OG.6.1.34","Other optional/relevant information"]
["OG.6.1.35","Other optional/relevant information"]
["OG.6.1.36","Other optional/relevant information"]
["OG.6.1.37","Other optional/relevant information"]
["OG.6.1.38","Other optional/relevant information"]
["OG.6.1.39","Other optional/relevant information"]
["OG.6.1.40","Other optional/relevant information"]
["OG.6.1.41","Other optional/relevant information"]
["OG.6.1.42","Other optional/relevant information"]
["OG.6.1.43","Other optional/relevant information"]
["OG.6.1.44","Other optional/relevant information"]
["OG.6.1.45","Other optional/relevant information"]

{"sheet":"B1. ATT Mortgage Assets","index":2,"n_rows":368,"n_cols":7,"rows_kept":368,"cut":false,"hidden":false,"merged":[]}
["B1. Austrian Transparency Template - Mortgage Assets"]
[]
[null,"Reporting in Domestic Currency","EUR"]
[]
[null,"CONTENT OF TAB B1"]
[null,"7. Mortgage Assets"]
[null,"7.A Residential Cover Pool"]
[null,"7.B Commercial Cover Pool"]
[]
["Field Number","7. Mortgage Assets"]
[null,"1. Property Type Information","Nominal (mn)",null,null,"% Total Mortgages"]
["M.7.1.1","Residential",1742.5909999999999,null,null,{"$f":"IF($C$15=0,\"\",IF(C12=\"[for completion]\",\"\",C12/$C$15))","v":0.70980320435480737}]
["M.7.1.2","Commercial",712.44299999999998,null,null,{"$f":"IF($C$15=0,\"\",IF(C13=\"[for completion]\",\"\",C13/$C$15))","v":0.29019679564519274}]
["M.7.1.3","Other",0,null,null,{"$f":"IF($C$15=0,\"\",IF(C14=\"[for completion]\",\"\",C14/$C$15))","v":0}]
["M.7.1.4","Total",{"$f":"SUM(C12:C14)","v":2455.0339999999997},null,null,{"$f":"SUM(F12:F14)","v":1}]
["OM.7.1.1","Wohnwirtschaftlich genutzt davon geförderter Wohnbau",0,null,null,{"$f":"IF($C$15=0,\"\",IF(C16=\"[for completion]\",\"\",C16/$C$15))","v":0}]
["OM.7.1.2","o/w Forest & Agriculture",null,null,null,0]
["OM.7.1.3","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.4","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.5","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.6","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.7","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.8","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.9","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.10","o/w [If relevant, please specify]",null,null,null,0]
["OM.7.1.11","o/w [If relevant, please specify]",null,null,null,0]
[null,"2. General Information","Residential Loans","Commercial Loans",null,"Total Mortgages"]
["M.7.2.1","Number of mortgage loans",9846.4148240300001,1722.5851759699999,null,11569]
["OM.7.2.1","Optional information eg, Number of borrowers"]
["OM.7.2.2","Optional information eg, Number of guarantors"]
["OM.7.2.3"]
["OM.7.2.4"]
["OM.7.2.5"]
["OM.7.2.6"]
[null,"3. Concentration Risks","% Residential Loans","% Commercial Loans",null,"% Total Mortgages"]
["M.7.3.1","10 largest exposures ",2.0923198854305189,8.4224833807412818,null,2.684362008835723]
["OM.7.3.1"]
["OM.7.3.2"]
["OM.7.3.3"]
["OM.7.3.4"]
["OM.7.3.5"]
["OM.7.3.6"]
[null,"4. Breakdown by Geography ","% Residential Loans","% Commercial Loans",null,"% Total Mortgages"]
["M.7.4.1","European Union",{"$f":"SUM(C45:C72)","v":100},{"$f":"SUM(D45:D72)","v":100},null,{"$f":"SUM(F45:F72)","v":100}]
["M.7.4.2","Austria",100,100,null,100]
["M.7.4.3","Belgium",0,0,null,0]
["M.7.4.4","Bulgaria",0,0,null,0]
["M.7.4.5","Croatia",0,0,null,0]
["M.7.4.6","Cyprus",0,0,null,0]
["M.7.4.7","Czech Republic",0,0,null,0]
["M.7.4.8","Denmark",0,0,null,0]
["M.7.4.9","Estonia",0,0,null,0]
["M.7.4.10","Finland",0,0,null,0]
["M.7.4.11","France",0,0,null,0]
["M.7.4.12","Germany",0,0,null,0]
["M.7.4.13","Greece",0,0,null,0]
["M.7.4.14","Netherlands",0,0,null,0]
["M.7.4.15","Hungary",0,0,null,0]
["M.7.4.16","Ireland",0,0,null,0]
["M.7.4.17","Italy",0,0,null,0]
["M.7.4.18","Latvia",0,0,null,0]
["M.7.4.19","Lithuania",0,0,null,0]
["M.7.4.20","Luxembourg",0,0,null,0]
["M.7.4.21","Malta",0,0,null,0]
["M.7.4.22","Poland",0,0,null,0]
["M.7.4.23","Portugal",0,0,null,0]
["M.7.4.24","Romania",0,0,null,0]
["M.7.4.25","Slovakia",0,0,null,0]
["M.7.4.26","Slovenia",0,0,null,0]
["M.7.4.27","Spain",0,0,null,0]
["M.7.4.28","Sweden",0,0,null,0]
["M.7.4.29","United Kingdom",0,0,null,0]
["M.7.4.30","European Economic Area (not member of EU)",{"$f":"SUM(C74:C76)","v":0},{"$f":"SUM(D74:D76)","v":0},null,{"$f":"SUM(F74:F76)","v":0}]
["M.7.4.31","Iceland",0,0,null,0]
["M.7.4.32","Liechtenstein",0,0,null,0]
["M.7.4.33","Norway",0,0,null,0]
["M.7.4.34","Other",{"$f":"SUM(C78:C87)","v":0},{"$f":"SUM(D78:D87)","v":0},null,{"$f":"SUM(F78:F87)","v":0}]
["M.7.4.35","Switzerland",0,0,null,0]
["M.7.4.36","Australia",0,0,null,0]
["M.7.4.37","Brazil",0,0,null,0]
["M.7.4.38","Canada",0,0,null,0]
["M.7.4.39","Japan",0,0,null,0]
["M.7.4.40","Korea",0,0,null,0]
["M.7.4.41","New Zealand",0,0,null,0]
["M.7.4.42","Singapore",0,0,null,0]
["M.7.4.43","US",0,0,null,0]
["M.7.4.44","Other",0,0,null,0]
["OM.7.4.1","o/w [If relevant, please specify]"]
["OM.7.4.2","o/w [If relevant, please specify]"]
["OM.7.4.3","o/w [If relevant, please specify]"]
["OM.7.4.4","o/w [If relevant, please specify]"]
["OM.7.4.5","o/w [If relevant, please specify]"]
["OM.7.4.6","o/w [If relevant, please specify]"]
["OM.7.4.7","o/w [If relevant, please specify]"]
["OM.7.4.8","o/w [If relevant, please specify]"]
["OM.7.4.9","o/w [If relevant, please specify]"]
["OM.7.4.10","o/w [If relevant, please specify]"]
[null,"5. Breakdown by domestic regions","% Residential Loans","% Commercial Loans",null,"% Total Mortgages"]
["M.7.5.1","Salzburg",83.867971038134712,88.779714241483191,null,85.388999999999996]
["M.7.5.2","Upper Austria",7.0523630349256647,2.5879252829278769,null,5.6]
["M.7.5.3","Vienna",3.2848981704261959,0.97694294163646256,null,2.69]
["M.7.5.4","Carinthia",1.3011687278072166,2.344939364540271,null,1.6]
["M.7.5.5","Tyrol",1.7865550347796313,1.0611432712312532,null,1.59]
["M.7.5.6","Lower Austria",1.036976102116437,2.6150567910514448,null,1.5]
["M.7.5.7","Styria",1.3144246198943517,1.4877321071394858,null,1.39]
["M.7.5.8","Vorarlberg",0.20532218496489102,7.4739857001577162E-2,null,0.19]
["M.7.5.9","Burgenland",0.15032108695090618,7.1806142988431146E-2,null,0.1]
["M.7.5.10"]
["M.7.5.11"]
["M.7.5.12"]
["M.7.5.13"]
["M.7.5.14"]
["M.7.5.15"]
["M.7.5.16"]
["M.7.5.17"]
["M.7.5.18"]
["M.7.5.19"]
["M.7.5.20"]
["M.7.5.21"]
["M.7.5.22"]
["M.7.5.23"]
["M.7.5.24"]
["M.7.5.25"]
["M.7.5.26"]
["M.7.5.27"]
["M.7.5.28"]
["M.7.5.29"]
["M.7.5.30"]
["M.7.5.31"]
[null,"6. Breakdown by Interest Rate","% Residential Loans","% Commercial Loans",null,"% Total Mortgages"]
["M.7.6.1","Fixed rate",32.404115975837186,25.288732863085649,null,30.329478125353866]
["M.7.6.2","Floating rate",67.595884024162814,74.711267136914358,null,69.670521874646141]
["M.7.6.3","Other",0,0,null,0]
["OM.7.6.1"]
["OM.7.6.2"]
["OM.7.6.3"]
["OM.7.6.4"]
["OM.7.6.5"]
["OM.7.6.6"]
[null,"7. Breakdown by Repayment Type","% Residential Loans","% Commercial Loans",null,"% Total Mortgages"]
["M.7.7.1","Bullet / interest only",5.3274003395240666,5.5353462284911572,null,5.388031285921091]
["M.7.7.2","Amortising",94.672599660475939,94.46465377150885,null,94.611968714078898]
["M.7.7.3","Other",0,0,null,0]
["OM.7.7.1",null,"[For completion]","[For completion]",null,"[For completion]"]
["OM.7.7.2"]
["OM.7.7.3"]
["OM.7.7.4"]
["OM.7.7.5"]
["OM.7.7.6"]
[null,"8. Loan Seasoning ","% Residential Loans","% Commercial Loans",null,"% Total Mortgages"]
["M.7.8.1","Up to 12months",4.7010267835399162,4.91786933717158,null,4.7642517374504783]
["M.7.8.2","≥  12 - ≤ 24 months",13.044608190569422,10.744357598754407,null,12.373922316350813]
["M.7.8.3","≥ 24 - ≤ 36 months",18.012289367663268,11.592369209157212,null,16.140428197735758]
["M.7.8.4","≥ 36 - ≤ 60 months",27.782872236282692,28.351739000576522,null,27.948737166165515]
["M.7.8.5","≥ 60 months",36.4592034219447,44.39366485434028,null,38.772660582297434]
["OM.7.8.1"]
["OM.7.8.2"]
["OM.7.8.3"]
["OM.7.8.4"]
[null,"9. Non-Performing Loans (NPLs)","% Residential Loans","% Commercial Loans",null,"% Total Mortgages"]
["M.7.9.1","% NPLs",0,0,null,0]
["OM.7.9.1","Default in accordance with Art 178 CRR","[For completion]","[For completion]",null,"[For completion]"]
["OM.7.9.2"]
["OM.7.9.3"]
["OM.7.9.4"]
[null,"7.A Residential Cover Pool"]
[null,"10. Loan Size Information","Nominal","Number of Loans",null,"% Residential Loans","% No. of Loans"]
["M.7A.10.1","Average loan size (000s)",176.6346265926291]
[]
[null,"By buckets (mn):"]
["M.7A.10.2",">0 - <=100,000",228.99999999999875,3458.03996198,null,{"$f":"IF($C$195=0,\"\",IF(C171=\"[for completion]\",\"\",C171/$C$195))","v":0.13141351011224023},{"$f":"IF($D$195=0,\"\",IF(D171=\"[for completion]\",\"\",D171/$D$195))","v":0.35119787494065624}]
["M.7A.10.3",">100,000 - <=300,000",933.68970701824799,5261.1045665499996,null,0.53580542251064556,0.53431677017260237]
["M.7A.10.4",">300,000 - <=500,000",315.09991566181588,818.35539960000006,null,0.1808226460838005,8.311201734093604E-2]
["M.7A.10.5",">500,000 - <=1,000,000",166.1652522758462,250.42676359000001,null,9.5355279739104737E-2,2.5433294053292602E-2]
["M.7A.10.6",">1,000,000 - <=5,000,000",90.647125044090743,57.488132299999997,null,5.2018589011472438E-2,5.8384836844126873E-3]
["M.7A.10.7",">5,000,000",7.9889999999999999,1,null,4.5845525427366503E-3,1.0155980809995262E-4]
["M.7A.10.8",null,null,null,null,0,0]
["M.7A.10.9",null,null,null,null,0,0]
["M.7A.10.10",null,null,null,null,0,0]
["M.7A.10.11",null,null,null,null,0,0]
["M.7A.10.12",null,null,null,null,0,0]
["M.7A.10.13",null,null,null,null,0,0]
["M.7A.10.14",null,null,null,null,0,0]
["M.7A.10.15",null,null,null,null,0,0]
["M.7A.10.16",null,null,null,null,0,0]
["M.7A.10.17",null,null,null,null,0,0]
["M.7A.10.18",null,null,null,null,0,0]
["M.7A.10.19",null,null,null,null,0,0]
["M.7A.10.20",null,null,null,null,0,0]
["M.7A.10.21",null,null,null,null,0,0]
["M.7A.10.22",null,null,null,null,0,0]
["M.7A.10.23",null,null,null,null,0,0]
["M.7A.10.24",null,null,null,null,0,0]
["M.7A.10.25",null,null,null,null,0,0]
["M.7A.10.26","Total",{"$f":"SUM(C171:C194)","v":1742.5909999999994},{"$f":"SUM(D171:D194)","v":9846.4148240200011},null,{"$f":"SUM(F171:F194)","v":1},{"$f":"SUM(G171:G194)","v":0.99999999999999989}]
[null,"11. Loan to Value (LTV) Information - UNINDEXED","Nominal","Number of Loans",null,"% Residential Loans","% No. of Loans"]
["M.7A.11.1","Weighted Average LTV (%)",0.50985195999999999]
[]
[null,"By LTV buckets (mn):"]
["M.7A.11.2",">0 - <=40 %",606.24733855177203,4799.39684184,null,{"$f":"IF($C$208=0,\"\",IF(C200=\"[for completion]\",\"\",C200/$C$208))","v":0.34789995963009807},{"$f":"IF($D$208=0,\"\",IF(D200=\"[for completion]\",\"\",D200/$D$208))","v":0.48742582225229403}]
["M.7A.11.3",">40 - <=50 %",273.47449216985001,1383.8220621,null,0.15693555869957443,0.140540703071214]
["M.7A.11.4",">50 - <=60 %",274.13061705040985,1258.7766146199999,null,0.15731208129182919,0.12784111142138538]
["M.7A.11.5",">60 - <=70 %",229.29241300629496,934.24805627000001,null,0.13158131369110423,9.4882053312438583E-2]
["M.7A.11.6",">70 - <=80 %",164.85767231762952,647.90199631999997,null,9.4604914358922765E-2,6.580080241376858E-2]
["M.7A.11.7",">80 - <=90 %",108.45493559000001,451.76891359000001,null,6.223774574182929E-2,4.5881564169677883E-2]
["M.7A.11.8",">90 - <=100 %",50.88753131404286,216.50033929,null,2.9202223191812007E-2,2.1987732911844703E-2]
["M.7A.11.9",">100%",35.246000000000002,154,null,2.0226203394829889E-2,1.5640210447376821E-2]
["M.7A.11.10","Total",{"$f":"SUM(C200:C207)","v":1742.5909999999994},{"$f":"SUM(D200:D207)","v":9846.4148240300001},null,{"$f":"SUM(F200:F207)","v":0.99999999999999978},{"$f":"SUM(G200:G207)","v":1}]
["OM.7A.11.1","o/w >100 - <=110 %",null,null,null,0,0]
["OM.7A.11.2","o/w >110 - <=120 %",null,null,null,0,0]
["OM.7A.11.3","o/w >120 - <=130 %",null,null,null,0,0]
["OM.7A.11.4","o/w >130 - <=140 %",null,null,null,0,0]
["OM.7A.11.5","o/w >140 - <=150 %",null,null,null,0,0]
["OM.7A.11.6","o/w >150 %",null,null,null,0,0]
["OM.7A.11.7"]
["OM.7A.11.8"]
["OM.7A.11.9"]
[null,"12. Loan to Value (LTV) Information - INDEXED ","Nominal","Number of Loans",null,"% Residential Loans","% No. of Loans"]
["M.7A.12.1","Weighted Average LTV (%)","ND1"]
[]
[null,"By LTV buckets (mn):"]
["M.7A.12.2",">0 - <=40 %","ND1","ND1",null,{"$f":"IF($C$230=0,\"\",IF(C222=\"[Mark as ND1 if not relevant]\",\"\",C222/$C$230))","v":""},{"$f":"IF($D$230=0,\"\",IF(D222=\"[Mark as ND1 if not relevant]\",\"\",D222/$D$230))","v":""}]
["M.7A.12.3",">40 - <=50 %","ND1","ND1",null,{"$f":"IF($C$230=0,\"\",IF(C223=\"[Mark as ND1 if not relevant]\",\"\",C223/$C$230))","v":""},{"$f":"IF($D$230=0,\"\",IF(D223=\"[Mark as ND1 if not relevant]\",\"\",D223/$D$230))","v":""}]
["M.7A.12.4",">50 - <=60 %","ND1","ND1",null,"",""]
["M.7A.12.5",">60 - <=70 %","ND1","ND1",null,"",""]
["M.7A.12.6",">70 - <=80 %","ND1","ND1",null,"",""]
["M.7A.12.7",">80 - <=90 %","ND1","ND1",null,"",""]
["M.7A.12.8",">90 - <=100 %","ND1","ND1",null,"",""]
["M.7A.12.9",">100%","ND1","ND1",null,"",""]
["M.7A.12.10","Total",{"$f":"SUM(C222:C229)","v":0},{"$f":"SUM(D222:D229)","v":0},null,{"$f":"SUM(F222:F229)","v":0},{"$f":"SUM(G222:G229)","v":0}]
["OM.7A.12.1","o/w >100 - <=110 %",null,null,null,{"$f":"IF($C$230=0,\"\",IF(C231=\"[for completion]\",\"\",C231/$C$230))","v":""},{"$f":"IF($D$230=0,\"\",IF(D231=\"[for completion]\",\"\",D231/$D$230))","v":""}]
["OM.7A.12.2","o/w >110 - <=120 %",null,null,null,"",""]
["OM.7A.12.3","o/w >120 - <=130 %",null,null,null,"",""]
["OM.7A.12.4","o/w >130 - <=140 %",null,null,null,"",""]
["OM.7A.12.5","o/w >140 - <=150 %",null,null,null,"",""]
["OM.7A.12.6","o/w >150 %",null,null,null,"",""]
["OM.7A.12.7"]
["OM.7A.12.8"]
["OM.7A.12.9"]
[null,"13. Breakdown by type","% Residential Loans"]
["M.7A.13.1","Owner occupied",81.737392268229158]
["M.7A.13.2","Second home/Holiday houses",0]
["M.7A.13.3","Buy-to-let/Non-owner occupied",15.613574079508403]
["M.7A.13.4","Agricultural",0]
["M.7A.13.5","Other",2.6490336522624318]
["OM.7A.13.1","o/w Subsidised housing"]
["OM.7A.13.2","o/w Private rental"]
["OM.7A.13.3","o/w Multi-family housing "]
["OM.7A.13.4","o/w Buildings under construction "]
["OM.7A.13.5","o/w Buildings land"]
["OM.7A.13.6","o/w [If relevant, please specify]"]
["OM.7A.13.7","o/w [If relevant, please specify]"]
["OM.7A.13.8","o/w [If relevant, please specify]"]
["OM.7A.13.9","o/w [If relevant, please specify]"]
["OM.7A.13.10","o/w [If relevant, please specify]"]
["OM.7A.13.11","o/w [If relevant, please specify]"]
[null,"14. Loan by Ranking","% Residential Loans"]
["M.7A.14.1","1st lien / No prior ranks",86.209422418793153]
["M.7A.14.2","Guaranteed",0]
["M.7A.14.3","Other",13.790577581206854]
["OM.7A.14.1"]
["OM.7A.14.2"]
["OM.7A.14.3"]
["OM.7A.14.4"]
["OM.7A.14.5"]
["OM.7A.14.6"]
[null,"7B Commercial Cover Pool"]
[null,"15. Loan Size Information","Nominal","Number of Loans",null,"% Commercial Loans","% No. of Loans"]
["M.7B.15.1","Average loan size (000s)",415.54763402526771]
[]
[null,"By buckets (mn):"]
["M.7B.15.2",">0 - <=100,000",26.317365829222251,359.49845097000002,null,{"$f":"IF($C$296=0,\"\",IF(C272=\"[for completion]\",\"\",C272/$C$296))","v":3.693960896411675E-2},{"$f":"IF($D$296=0,\"\",IF(D272=\"[for completion]\",\"\",D272/$D$296))","v":0.20869705369870253}]
["M.7B.15.3",">100,000 - <=300,000",133.77974010566413,698.41984478999996,null,0.187776060829658,0.40544865620169684]
["M.7B.15.4",">300,000 - <=500,000",110.70838405764964,275.09539511999998,null,0.15539261956065195,0.15969915389820524]
["M.7B.15.5",">500,000 - <=1,000,000",175.10683910059734,245.96512938000001,null,0.24578364739438413,0.14278836995186336]
["M.7B.15.6",">1,000,000 - <=5,000,000",230.24586518820001,137.77957638000001,null,0.32317794572786851,7.9984187895042899E-2]
["M.7B.15.7",">5,000,000",36.28480571866713,5.8267793299999999,null,5.0930117523320606E-2,3.382578354489147E-3]
["M.7B.15.8",null,null,null,null,0,0]
["M.7B.15.9",null,null,null,null,0,0]
["M.7B.15.10",null,null,null,null,0,0]
["M.7B.15.11",null,null,null,null,0,0]
["M.7B.15.12",null,null,null,null,0,0]
["M.7B.15.13",null,null,null,null,0,0]
["M.7B.15.14",null,null,null,null,0,0]
["M.7B.15.15",null,null,null,null,0,0]
["M.7B.15.16",null,null,null,null,0,0]
["M.7B.15.17",null,null,null,null,0,0]
["M.7B.15.18",null,null,null,null,0,0]
["M.7B.15.19",null,null,null,null,0,0]
["M.7B.15.20",null,null,null,null,0,0]
["M.7B.15.21",null,null,null,null,0,0]
["M.7B.15.22",null,null,null,null,0,0]
["M.7B.15.23",null,null,null,null,0,0]
["M.7B.15.24",null,null,null,null,0,0]
["M.7B.15.25",null,null,null,null,0,0]
["M.7B.15.26","Total",{"$f":"SUM(C272:C295)","v":712.44300000000055},{"$f":"SUM(D272:D295)","v":1722.5851759699999},null,{"$f":"SUM(F272:F295)","v":1},{"$f":"SUM(G272:G295)","v":1}]
[null,"16. Loan to Value (LTV) Information - UNINDEXED ","Nominal","Number of Loans",null,"% Commercial Loans","% No. of Loans"]
["M.7B.16.1","Weighted Average LTV (%)",0.50590610000000003]
[]
[null,"By LTV buckets (mn):"]
["M.7B.16.2",">0 - <=40 %",258.48866144822819,924.60315816000002,null,{"$f":"IF($C$309=0,\"\",IF(C301=\"[for completion]\",\"\",C301/$C$309))","v":0.36282012939733871},{"$f":"IF($D$309=0,\"\",IF(D301=\"[for completion]\",\"\",D301/$D$309))","v":0.53675323058515778}]
["M.7B.16.3",">40 - <=50 %",117.9255078301496,244.17793789999999,null,{"$f":"IF($C$309=0,\"\",IF(C302=\"[for completion]\",\"\",C302/$C$309))","v":0.16552272649201355},{"$f":"IF($D$309=0,\"\",IF(D302=\"[for completion]\",\"\",D302/$D$309))","v":0.14175086451820976}]
["M.7B.16.4",">50 - <=60 %",110.93657723092257,182.22338538,null,0.15571291630477466,0.10578483312291871]
["M.7B.16.5",">60 - <=70 %",83.141586993704991,128.75194372999999,null,0.1166992826004396,7.4743441152335971E-2]
["M.7B.16.6",">70 - <=80 %",60.077133401037401,100.09800368000001,null,8.4325529763135301E-2,5.8109175137673011E-2]
["M.7B.16.7",">80 - <=90 %",38.804064410000002,65.231086410000003,null,5.4466202082131487E-2,3.7868134081246764E-2]
["M.7B.16.8",">90 - <=100 %",18.541468685957199,27.499660710000001,null,2.6025195960879956E-2,1.5964180519848457E-2]
["M.7B.16.9",">100%",24.527999999999999,50,null,3.4428017399286678E-2,2.9026140882609561E-2]
["M.7B.16.10","Total",{"$f":"SUM(C301:C308)","v":712.44299999999998},{"$f":"SUM(D301:D308)","v":1722.5851759699999},null,{"$f":"SUM(F301:F308)","v":1},{"$f":"SUM(G301:G308)","v":1}]
["OM.7B.16.1","o/w >100 - <=110 %",null,null,null,0,0]
["OM.7B.16.2","o/w >110 - <=120 %",null,null,null,0,0]
["OM.7B.16.3","o/w >120 - <=130 %",null,null,null,0,0]
["OM.7B.16.4","o/w >130 - <=140 %",null,null,null,0,0]
["OM.7B.16.5","o/w >140 - <=150 %",null,null,null,0,0]
["OM.7B.16.6","o/w >150 %",null,null,null,0,0]
["OM.7B.16.7"]
["OM.7B.16.8"]
["OM.7B.16.9"]
[null,"17. Loan to Value (LTV) Information - INDEXED","Nominal","Number of Loans",null,"% Commercial Loans","% No. of Loans"]
["M.7B.17.1","Weighted Average LTV (%)","ND1"]
[]
[null,"By LTV buckets (mn):"]
["M.7B.17.2",">0 - <=40 %","ND1","ND1",null,{"$f":"IF($C$331=0,\"\",IF(C323=\"[Mark as ND1 if not relevant]\",\"\",C323/$C$331))","v":""},{"$f":"IF($D$331=0,\"\",IF(D323=\"[Mark as ND1 if not relevant]\",\"\",D323/$D$331))","v":""}]
["M.7B.17.3",">40 - <=50 %","ND1","ND1",null,{"$f":"IF($C$331=0,\"\",IF(C324=\"[Mark as ND1 if not relevant]\",\"\",C324/$C$331))","v":""},{"$f":"IF($D$331=0,\"\",IF(D324=\"[Mark as ND1 if not relevant]\",\"\",D324/$D$331))","v":""}]
["M.7B.17.4",">50 - <=60 %","ND1","ND1",null,"",""]
["M.7B.17.5",">60 - <=70 %","ND1","ND1",null,"",""]
["M.7B.17.6",">70 - <=80 %","ND1","ND1",null,"",""]
["M.7B.17.7",">80 - <=90 %","ND1","ND1",null,"",""]
["M.7B.17.8",">90 - <=100 %","ND1","ND1",null,"",""]
["M.7B.17.9",">100%","ND1","ND1",null,"",""]
["M.7B.17.10","Total",{"$f":"SUM(C323:C330)","v":0},{"$f":"SUM(D323:D330)","v":0},null,{"$f":"SUM(F323:F330)","v":0},{"$f":"SUM(G323:G330)","v":0}]
["OM.7B.17.1","o/w >100 - <=110 %",null,null,null,{"$f":"IF($C$331=0,\"\",IF(C332=\"[for completion]\",\"\",C332/$C$331))","v":""},{"$f":"IF($D$331=0,\"\",IF(D332=\"[for completion]\",\"\",D332/$D$331))","v":""}]
["OM.7B.17.2","o/w >110 - <=120 %",null,null,null,"",""]
["OM.7B.17.3","o/w >120 - <=130 %",null,null,null,"",""]
["OM.7B.17.4","o/w >130 - <=140 %",null,null,null,"",""]
["OM.7B.17.5","o/w >140 - <=150 %",null,null,null,"",""]
["OM.7B.17.6","o/w >150 %",null,null,null,"",""]
["OM.7B.17.7"]
["OM.7B.17.8"]
["OM.7B.17.9"]
[null,"18. Breakdown by Type","% Commercial loans"]
["M.7B.18.1","Retail",4.0154583310401977]
["M.7B.18.2","Office",4.31672979270882]
["M.7B.18.3","Hotel/Tourism",40.627214906273935]
["M.7B.18.4","Shopping malls",0]
["M.7B.18.5","Industry",6.7876020375636861]
["M.7B.18.6","Agriculture",18.382198040487545]
["M.7B.18.7","Other commercially used",1.2596990204136973]
["M.7B.18.8","Land",0]
["M.7B.18.9","Property developers / Bulding under construction",0]
["M.7B.18.10","Other",24.611097871512115]
["OM.7B.18.1","o/w Social & Cultural purposes"]
["OM.7B.18.2","o/w [If relevant, please specify]"]
["OM.7B.18.3","o/w [If relevant, please specify]"]
["OM.7B.18.4","o/w [If relevant, please specify]"]
["OM.7B.18.5","o/w [If relevant, please specify]"]
["OM.7B.18.6","o/w [If relevant, please specify]"]
["OM.7B.18.7","o/w [If relevant, please specify]"]
["OM.7B.18.8","o/w [If relevant, please specify]"]
["OM.7B.18.9","o/w [If relevant, please specify]"]
["OM.7B.18.10","o/w [If relevant, please specify]"]
["OM.7B.18.11","o/w [If relevant, please specify]"]
["OM.7B.18.12","o/w [If relevant, please specify]"]
["OM.7B.18.13","o/w [If relevant, please specify]"]
["OM.7B.18.14","o/w [If relevant, please specify]"]
["OM.7B.18.15","o/w [If relevant, please specify]"]
["OM.7B.18.16","o/w [If relevant, please specify]"]
["OM.7B.18.17","o/w [If relevant, please specify]"]

{"sheet":"C. ATT Harmonised Glossary","index":3,"n_rows":52,"n_cols":3,"rows_kept":52,"cut":false,"hidden":false,"merged":[]}
["C. Austrian Transparency Template - Glossary"]
[]
["The definitions below reflect the national specificities"]
[]
["Field Number","1. Glossary - Standard Items","Definition"]
["HG.1.1","OC Calculation: Statutory","Statutory Overcollateralisation is the overcollateralisation percentage required to be provided by each Issuer and included/disclosed in the national covered bond framework. "]
["HG.1.2","OC Calculation: Contractual","Contractual Overcollateralisation is the overcollateralisation percentage each Issuer has contractually agreed to maintain pursuant to the covered bond programme documents. "]
["HG.1.3","OC Calculation: Voluntary","Voluntary Overcollateralisation is the difference (if positive) between the actual overcollateralisation provided by an Issuer and the higher of the contractual and statutory overcollateralisation."]
["HG.1.4","Interest Rate Types"]
["HG.1.5","Residual Life Buckets of Cover assets [i.e. how is the contractual and/or expected residual life defined? What assumptions eg, in terms of prepayments? etc.]"]
["HG.1.6","Maturity Buckets of Covered Bonds [i.e. how is the contractual and/or expected maturity defined? What maturity structure (hard bullet, soft bullet, conditional pass through)? Under what conditions/circumstances? Etc.] "]
["HG.1.7","Maturity Extention Triggers","Link to Austrian \"Pfandbriefgesetz\" (§22)"]
["HG.1.8","LTVs: Definition"]
["HG.1.9","LTVs: Calculation of property/shipping value","Link to Austrian \"Pfandbriefgesetz\" (§6)"]
["HG.1.10","LTVs: Applied property/shipping valuation techniques, including whether use of index, Automated Valuation Model (AVM) or on-site audits"]
["HG.1.11","LTVs: Frequency and time of last valuation","Aligned with CRR Art 129 (3) and CRR Art 208"]
["HG.1.12","Explain how mortgage types are defined whether for residential housing, multi-family housing, commercial real estate, etc. Same for shipping where relevant"]
["HG.1.13","Hedging Strategy (please explain how you address interest rate and currency risk)"]
["HG.1.14","Non-performing loans"]
["HG.1.15","Valuation Method","Link to Austrian \"Pfandbriefgesetz\" (§6)"]
["OHG.1.1","NPV assumptions (when stated)"]
["OHG.1.2"]
["OHG.1.3"]
["OHG.1.4"]
["OHG.1.5"]
["OHG.1.6"]
["OHG.1.7"]
[null,"2. Glossary - ESG items (optional)","Definition"]
["HG.2.1","Sustainability - strategy pursued in the cover pool "]
["HG.2.2","Subsidised Housing  (definitions of affordable, social housing)"]
["HG.2.3","New Property and Existing Property "]
["OHG.2.1"]
["OHG.2.2"]
["OHG.2.3"]
["OHG.2.4"]
["OHG.2.5"]
["OHG.2.6"]
["OHG.2.7"]
["OHG.2.8"]
["OHG.2.9"]
["OHG.2.10"]
["OHG.2.11"]
["OHG.2.12"]
[null,"3. Reason for No Data","Value"]
["HG.3.1","Not applicable for the jurisdiction ","ND1"]
["HG.3.2","Not relevant for the issuer and/or CB programme at the present time","ND2"]
["HG.3.3","Not available at the present time","ND3"]
["OHG.3.1"]
["OHG.3.2"]
["OHG.3.3"]
[null,"4. Glossary - Extra national and/or Issuer Items","Definition"]
["HG.4.1","Other definitions deemed relevant"]

{"sheet":"D1. Bond List","index":4,"n_rows":21,"n_cols":9,"rows_kept":21,"cut":false,"hidden":false,"merged":[]}
[]
[null,"ISIN","Transaktion","Initial Date of Issuance","Maturity Date","Face value","Coupon","Soft Bullet"]
[null,"AT0000A1N8F0","Hypothekenpfandbrief","2016-08-03","2029-08-03",10000000,"Fester Zins","N"]
[null,"AT0000A1T8S7","Hypothekenpfandbrief","2017-01-26","2027-01-26",2500000,"Fester Zins","N"]
[null,"AT0000A1YYR2","Hypothekenpfandbrief","2017-11-09","2034-05-24",10000000,"Fester Zins","N"]
[null,"AT0000A1Z9S7","Hypothekenpfandbrief","2018-01-17","2033-01-17",3000000,"Fester Zins","N"]
[null,"AT0000A1ZGT2","Hypothekenpfandbrief","2018-02-01","2038-02-01",15000000,"Fester Zins","N"]
[null,"AT0000A1ZGV8","Hypothekenpfandbrief","2018-01-29","2048-01-29",10000000,"Fester Zins","N"]
[null,"AT0000A1ZU25","Hypothekenpfandbrief","2018-02-01","2038-02-01",20000000,"Fester Zins","N"]
[null,"AT0000A1ZYL2","Hypothekenpfandbrief","2018-02-09","2033-02-09",10000000,"Fester Zins","N"]
[null,"AT0000A23SL6","Hypothekenpfandbrief","2018-10-10","2024-04-08",250000000,"Variabler Zins","N"]
[null,"AT0000A27Z92","Hypothekenpfandbrief","2019-04-17","2034-04-17",10000000,"Fester Zins","N"]
[null,"AT0000A2C5A9","Hypothekenpfandbrief","2019-12-20","2029-12-20",20000000,"Fester Zins","N"]
[null,"AT0000A2EGK4","Hypothekenpfandbrief","2020-03-24","2030-03-24",250000000,"Variabler Zins","N"]
[null,"AT0000A2Y735","Hypothekenpfandbrief","2022-05-25","2027-05-25",300000000,"Fester Zins","N"]
[null,"AT0000A31LG4","Hypothekenpfandbrief","2022-11-11","2037-11-11",10000000,"Fester Zins","N"]
[null,"AT0000A26945","Hypothekenpfandbrief","2019-02-05","2049-02-05",10000000,"Fester Zins","N"]
[null,"AT0000A32SJ1","Hypothekenpfandbrief","2023-02-24","2028-02-24",325000000,"Fester Zins","Y","Europäische gedeckte Schuldverschreibung (Premium)"]
[null,"AT0000A35P94","Hypothekenpfandbrief","2023-06-27","2030-06-27",250000000,"Variabler Zins","Y","Europäische gedeckte Schuldverschreibung (Premium)"]
[null,"AT0000A38718","Hypothekenpfandbrief","2023-11-02","2043-11-02",20000000,"Fester Zins","Y","Europäische gedeckte Schuldverschreibung (Premium)"]
[null,"AT0000A39UG8","Hypothekenpfandbrief","2024-01-24","2029-01-24",250000000,"Fester Zins","Y","Europäische gedeckte Schuldverschreibung (Premium)"]

{"sheet":"Disclaimer","index":5,"n_rows":17,"n_cols":1,"rows_kept":17,"cut":false,"hidden":false,"merged":[]}
["Disclaimer - Important notices "]
[]
["The information displayed in this report has been produced by Raiffeisenverband Salzburg eGen. None of the information displayed in this report shall form the basis of any contract. "]
[]
["The information provided in this report is not directed to nor intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to local law, or which would subject Raiffeisenverband Salzburg eGen, to any authorization, registration, license or other requirement within such jurisdiction. You agree not to use or export the information or materials available on or through this site in violation of laws in your jurisdiction."]
[]
["The information provided in this report is provided for your convenience only, and does not constitute any form of credit rating, an offer to sell (or the solicitation of an offer to purchase) any product, nor does it constitute a recommendation, or investment advice (or any other type of advice) upon which reliance should be placed."]
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